Joanna Smith-Ramani is co-executive director of the Aspen Institute Financial Security Program, building a leadership community to investigate and solve critical financial challenges facing US households. She has more than 20 years of experience across community, personal finance, and asset development. Previously, Smith-Ramani was senior innovation director at Commonwealth, where she developed innovations to improve savings and financial capability. She has led national and state legislative campaigns resulting in the passage of laws expanding savings innovation across the nation. She serves on the boards of the CASH Campaign of Maryland and A Wider Circle, and was selected to the 2017–2018 class of Leadership Montgomery.
