is the founding chairman of David Hale Global Economics; his clients include asset-management companies in North America, Europe, Asia, and Africa. He also serves as the global economic advisor to the Commonwealth Bank of Australia. Hale formerly worked as chief economist for Kemper Financial Services and Zurich Financial Services, which he joined as chief economist. Hale is a member of the National Association of Business Economists, New York Society of Security Analysts, National Business Economics Issue Council, Academic Advisory Board of the Federal Reserve Bank of Chicago, and Competitive Markets Advisory Council of the Chicago Mercantile Exchange. His articles have appeared in The Wall Street Journal, Financial Times, The New York Times, Nihon Keizai Shimbun, The Australian Financial Review, Harvard Business Review, and Foreign Affairs, among others.